Strengthening Youth Financial capability: How Starting Early Can Support Long-Term Financial Health

June 24, 2026 | jpmorganchase.com

Financial capability is an essential building block of long-term financial health, helping people manage day-to-day needs, navigate key life decisions, withstand financial shocks, and pursue opportunities such as homeownership, entrepreneurship, education, and retirement. Yet too many young people enter adulthood without consistent preparation to make informed financial decisions in an increasingly complex financial system. Strengthening youth financial capability—starting early and continuing through key transition points—can help expand economic opportunity and support stronger households and communities.

JPMorganChase is committed to ensuring the next generation has the tools and knowledge to make sound financial decisions to achieve their dreams. We have deployed initiatives supporting youth financial education and development, including community financial health workshops, digital financial education, starter bank accounts that grow with families along their financial journey, and partnerships to support the integration of financial coaching into community colleges and youth workforce systems. Financial institutions play an important role in providing youth a strong foundation to start their financial journeys, however, financial education is a broader societal responsibility.

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