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NJCFE Membership Program with Dues Structure
First Reading
March 18, 2011

MEMBERSHIP TIER	ANNUAL CONTRIBUTION	BENEFITS
Individual Basic Membership	Free	- E-Distribution of NJCFE newsletter - Info on all NJCFE and partner events
Organization Basic Membership (1 representative designee)	Free	– E-Distribution of NJCFE newsletter– Info on all NJCFE and partner events
Individual Membership	$25 – $100 per year, sliding scale based on income; suggested rates of $25 for students, retirees, or low-income, $50 for teachers or middle-income; $100 for managers	Basic Membership Benefits PLUS:– Voting Rights at NJCFE meetings– Any Discounts Benefits offered through Partner Agreements – Discount on NJCFE Conferences
Organizational Membership for Non-profits, Government organizations, and Colleges/Universities	$100 – $500 per year; suggested rates based on size of annual organizational budget in $millions (1, 5, 10, 20, & >20)	Basic Membership Benefits PLUS– Voting Rights for up to (2) representatives at NJCFE meetings– Any Discounts or Benefits offered through Partner Agreements – Discount on NJCFE Conferences
Corporate Membership for for-profit, private companies or limited partnerships, etc.	$250 – $1,500 per year; suggested rates based on size of gross annual revenue in $millions (1, 5, 10, 20, & >20)	Basic Membership Benefits PLUS– Voting Rights for up to (2) representatives at NJCFE meetings– Any Discounts or Benefits offered through Partner Agreements –Discount on NJCFE Conferences
Lifetime Individual Membership	$750 – $1,000	Individual Membership Benefits PLUS:– Acknowledgment on the NJCFE website as a lifetime member– Discount on NJCFE Conferences

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Did You Know?

Recently Arthur C. Brooks wrote an article in the Op-Ed Section of the Wall Street Journal in which he recalled the now famous 1972 Stamford psychologist who did an ingenious experiment. He placed a marshmallow in front of young children and told them if they wait fifteen minutes before eating the marshmallow they would receive a second one as a reward. Thus, for the investment of fifteen minutes they could have two marshmallows instead of one. About two thirds of the children failed the experiment as they desired immediate gratification and gobbled up the single marshmallow right away. What are we doing to teach our children to save?