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2013 Nominating Committee:

Dawn Kosko
dawnkosko@comcast.net

John Natale
jnatale@lincolninvestment.com

Patricia Berhau
pgberhau@gmail.com

Important Announcements from the Committee:

A list of offices available, along with corresponding responsibilities are as follows:

President

The Chair shall preside over all meetings of NJCFE and shall be the principal executive officer of the Coalition, and exercise general supervision over the affairs of the organization, its officers and personnel, consistent with Coalition’s Policies and Procedures.

Vice President

The Vice-Chair shall preside at all meetings of the Coalition in the absence of the President and shall oversee all projects of the Coalition.

Secretary/Treasurer

The Secretary/Treasurer shall keep accurate minutes of all meetings and records of the organization, prepare and send correspondence and reports, ensure that all filings are conducted, prepare and manage NJCFE’s annual budget and finances, maintain accurate records of receipts and expenditures, and furnish financial statements at all meetings.

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Did You Know?
Recently Arthur C. Brooks wrote an article in the Op-Ed Section of the Wall Street Journal in which he recalled the now famous 1972 Stamford psychologist who did an ingenious experiment. He placed a marshmallow in front of young children and told them if they wait fifteen minutes before eating the marshmallow they would receive a second one as a reward. Thus, for the investment of fifteen minutes they could have two marshmallows instead of one. About two thirds of the children failed the experiment as they desired immediate gratification and gobbled up the single marshmallow right away. What are we doing to teach our children to save?